SwissCaution: your rental guarantee with a bonus!
Thanks to SwissCaution, you don’t have to pay 3 months’ rent into a blocked account for the rental deposit. Read on to find out the benefits of this and how you can use it to give your apartment application an edge.
Rental deposit from SwissCaution
SwissCaution offers you an alternative to the traditional rental deposit. The most significant difference is that you don’t have to transfer the deposit of 3 months’ rent to a blocked account – instead, you take out a kind of rental deposit insurance, for which you pay an annual premium.
This has the advantage that your money is not tied up and can be used for other purposes, such as moving costs or new furniture – ideal for those who want to keep using their savings or are unable to pay the total amount of the deposit all at once.
You also secure additional benefits:
- 10% discount for young people under 26
- Free HomeAssistance service available to help you in emergencies 24/7
- The longer you stay, the less you pay: get a 10% discount after 2 years of loyalty
Provisional certificate for a rental deposit
Want to stand out from the competition with your apartment application? One thing that can help with this is SwissCaution’s provisional certificate for a rental deposit.
You can order these free of charge and enclose them with your application – so the property management company has proof that the rental deposit is already taken care of and won’t be a problem.
How it works:
- Order the SwissCaution provisional certificate online and receive it free of charge by email.
- It remains valid in your name for 3 months and certifies a maximum rental deposit of CHF 15,000.
- As soon as you have been approved for an apartment, you can have the provisional certificate converted into an official rental deposit certificate from SwissCaution.
Frequently asked questions
Rental guarantee: Why choose a rental guarantee without bank deposit?
Instead of establishing a bank deposit as a guarantee, get your SwissCaution rental guarantee. You no longer have to block 3 months of rent in a bank account, especially if the bank deposit from your previous housing is not released yet. Choose the No. 1 for your rental guarantee without bank deposit.
How long does it typically take to receive the rental guarantee certificate?
SwissCaution's rental guarantee is a simple, fast, and efficient process. Upon receipt of the tenant's application along with all required documents and payment of the annual premium, our services immediately process the rental guarantee requests. The rental guarantee certificate is then promptly sent by mail to the landlord or their representative, along with a copy provided to the tenant.
HomeAssistance, what is it?
Lost keys, water leaks, a wasp’s nest under your roof… Once you’ve settled into your home, the unexpected can sometimes happen. But don’t worry: the SwissCaution rental guarantee comes free with the HomeAssistance service.
The HomeAssistance service is at your disposal 24/7 in the event of an emergency and covers up to CHF 1,000 per claim. And that’s unique in Switzerland!
How can I benefit from the Loyalty Program?
Subject to eligibility (no ongoing debt collection procedure with SwissCaution), a discount is granted to tenants with a SwissCaution rental guarantee for a residential lease:
- After 2 completed years, a 10% discount is applied to your premium amount.
- After 3 completed years, a 20% discount is applied to your premium amount.
- After 4 completed years, but no earlier than January 1, 2026, a 30% discount is applied to your premium amount.
